6.FREE TRAFFIC GENERATING / INVESTING / DEBT / BUDGETING...

FREE TRAFFIC GENERATING.

1-Free Pay Per Click [PPC] Advertising That Works.
The Adwords by Google ,
Yahhoos Overture and many other PPC search engines provide great sources of targeted interest.They are very truly popular among net marketing.
As the PPC search engine managers wish to expand their customers base, so they need to convince people like you to pay click advertising really works.Visit the various engines and web directories and sign up.
check them here - http://www.affiliatedbusiness.com/promotion/pay-per-click5.htmt which lists over 60 pay per click search engines offering in excess of 2,000 dollars of free web promotion credits.
-One after another select the PPC Search engines from the list, click on the links to open the corresponding signs up pages and sign up for your free advertising accounts.
2-Use Profitable Keywords Or Keywords Niche For Your Sites Content.
If you want your site to appear at the top lines of search engines results, you must use proper keywords and keyword phrases.
3-Exchange Links With Partners Sites.
Especially those sites that feature the same niche.
4-Write Articles And Publish Them Across The Internet.
Eg Facebook groups of the same idea with you.
5- Join Forms, Blogs And Other Online Communities Like Webs.
6-Offer Newsletter Or eZines .
Provide people with catalog of your products and interesting useful articles .If its interesting , more people will sign up for your newsletter and recomend it to other people .
7-Use Advantage Of Viral Marketing .
 Its all about a method that allows you to  spread a word about your company and product without any costs.All it takes is to bring a great idea , a good addicting game, a junny story, many ideas are still out there.Create a gossip or buzz, many web projects advertised by using scandals and rumors to make them more popular.

Just reminding you some ways to make money from blogging.
Choose a topic and make a blog .Topic can be for fasion , health, sports, food, business etc.
Make blog, go to - www.WordPress.org, or www.blogger.com.

1-Google Adsense.
Open an account with Adsense and connect it with your blog.
To open , go to
www.google.com/adsense.
2-Amazon Associates.
They pay commission on buys that result from blog clicks.
Open an account with Amazon at
www.amazon.com.
3-Sponsorship.
Blogs with large number of visitors  have traffic attracts big companies either selling products or service make adverts on the blogs.
4-E-books
Selling e-boks ,yours or for another person .
Publish an book and allow visitors to subscribe monthly or annually to various episodes for a few dollars .
5-Affiliate Programs.
Word Press normally put links on blogs to potential theme or plugin buyers.Any buys resulting from such links on a blog attracts a commission.
6-Public Speaking.
Some bloggers are paid substantial amounts of money to appear in conferences to make speches or readings.
This is when your blog becomes popular and attracts traffics.

INVESTING.
Lend others to use.
Buy stocks and shares in a company.
Set your business
In business consider.
1-Liquidity- Marketing investment into cash.
2-Safty-Probability of loosing the business.
3-Total Return-Interest rate is an asset against the rate of inflation.
4-Diversification-For security and safety.
One should not focus on one type of investment but a whole range of them.
Some reasons to invest in mutual funds are:
Ease of money, ease of exit, historically good performance , variety, diversification, information, regulation, competition, low minimum requirements professional management.
It is not too late to atart the habbit of consistent savings and investing.
Even at age 60 you can double a lump sum investment before 70.So if you are 60 you are likely to make a lot of money in the next 10 years.

DEBT
Nothing is more dangerous to your financial success than debt
A large term loan is more costly and more impoverish.
In most cases debts reduce your standard of living.
Borrowers easily pay too times the amount borrowed.
Most 'emergencies' occur because of poor financial planning.
There are few good reasons to take a loan search as buying your first house.
Incurring debt must be done with extreme caution because debt is costly and emotionally.
Incurring debt apply strict test:
i-] Can I pay it in cash?
ii-] Will the value of the asset exceed the debt in future?
iii-] Am I able to repay it?
iv-] Is it economical.
  
Cause of debt
- Spending money one have not yet received.
A common reason to debt is that many people get into cash flow problems.
-Borrowing for deprecating items
Borrowing to purchase depreciating items eg non durable products whether to eat or to use.
-Lending thoughtlessly.
-Subsiding a lifestyle rather than meeting an urgent need.By subsiding them you will go into problem.
-Having a messianic complex.
This is where Christians can even give what they have borrowed forgetting that they will pay.
-Lend and let Go
Receive your material possessions without expecting anything in return.
-Co-signing a note for a stranger .Mostly happens in groups that people organize to help one another and to lend money.Bank can also be in the category .Be careful before signing a note  somebody gives unto you so that he/she can get money.
-Using credit unwisely .Buying money to buy things.
-Not knowing how to budget.
-Not keeping a record of expenses.
-Living beyond your means.
Greed and instant gratification.
Living to gratify the fresh.
-Pride
Give in to pressure, especially from family members and siblings which we asume that everybody in my family expects me to give.
-Lack of self control
Follow your plan , following your budget.
-Lack of a life plan/ purpose.
We see ourselves as victims always blaming someone else.
-Corruption ineffective economics with runaway inflation.
-Addictins
Having a behavior of  using money to things that are important.

Debt Action
-Record all your debts
 -Develop a monthly plan to get out of debt.
-Pay off the smallest debt send the interest bearing debt first.
-Distribute the debt repayment over given period.

Steps to debt free.
i-] Be committed to living in cash
ii-] Stop adding to debt.
iii-] More quickly to wealth building.

How can you increase your earnings?
i-] Futher education.
ii-] Learn new skills.
iii-] Change job wit care.
iv-] Set up your own business.
v-] Chage your lifes tyle.
vi-] Realign your assets.
vi-] Control your expenditure.
vii-] Buy things in cash
ix-] Divert wage / salary increasing into investment.
There is a price for every success and financial success is no exception.
For most people , ignorance, myths, and misinformation have resulted into financial mess.
As you think of how to rise your financial status:
-Set time bound concrete goals.
-Take personal charge of your finances.
-Save and invest 10% of your income that you earn in a month.
Invest as an owner over the log term and see the power of compound interest work for you.
-Create an emergency fund.
-Buy basic insurance.
-Avoid consumer debt.
-Old fashion commitment , have more discipline and patience are needed to achieve financial success.
To achieve the best there is a price to be paid.
-There must be commitment to once goal.
-There must be hard work to sustain earnings.
-There must be self discipline to invest 10% every month.
-You must have patience to wait for investment to mature.
-Commitment to once goal are essential to sustain the sacrifice and patience over the years.
-Financial independence means controversy presents consumption in favor of the future.
-Its better not be rich than be rich fol.So limits the price of financial success.

Think about this:
-The president of the largest steel company Charles Schwab, died bankrupt , having lived on borrowed money for his last 5 years before his death.
-The president of the largest gas company Howard Hopson became insane.
-The greatest Wheal Speculator, Arthur Cotton, died abroad, insolvent.
-The president of the New York stock Exchange ,Richard Whitney  , went to sing Penitentiary.
-The member of the president cabinet has pardoned from prison so that he could die at home.
-The greatest bear 'bear' on wall street ,Jesse Livermore died of a suicide.
-The president of the bank of international settlement, Leon Fraser died of suicide.
When you check well about these people you will get that they failed to plan well even so the had a lot of money and many of them ending with debt and dying in poverty.

What causes poverty?
-Most of all- LAZINESS.
You have to work and work hard.
-LEISURE
Do not misuse your money wit things you can do without.

BUDGETING
-Asses your income.
This will help you to organize your budget.
 -Keep good records
Records of expenses.
-Evaluate your expenses
Of everything you have spent.
-Seek counsel
Its important to hear also from experts.
-Reflect your values and purpose in life.
-Remember to save your emergencies
This is because of the surprises  and unexpected but also remember to invest for the future.

Those who build wealth
-Live bellow their means.
-Allocate their time , every and money efficiently in ways conducive to building wealth.
-Believe that financial independence is more important than displaying social status.
-Their parents did not provide economics outpatient emergency case [rescue them from the consequences of their wrong decision]
-Their adult children are economically self sufficient.
-They proficient in targeting market opportunities.
-They choose the right occupation.

This page continues to be updated but I want to take you to another page where this time we are going to look at about what the bible teaches about money and so we are going to look at that in Christian perspective. If you are a Christian make sure you read  page 7 which is next....welcome...